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Health Insurance
Individual health insurance plans are designed for those who need health insurance coverage, but whose employers don’t offer plans or they don’t have access to employer plans.
a wide variety
What Kinds of Health Insurance are there?
There are several kinds of health insurance plans: health maintenance organizations (HMOs), preferred provider organizations (PPOs) and point-of-service (POS) plans. Although these plans differ, they cover an array of medical, surgical, hospital and prescription expenses.
If you would like for a health insurance advisor Palm Beach to examine your individual needs, offer our expert advice, and give you a quote, please fill out the box below to contact us today.
What is the Affordable Care Act?
What is the Affordable Care Act?
On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms. Some examples of these reforms are: ends pre-existing conditions, keeps young adults covered to age 26 under their parent’s health coverage, ends lifetime limits on coverage, covers preventive care services at no cost to you and many more rules that are to your benefit as a consumer.
Why choose Richard S. Bernstein & Associates?
With so many options from which to choose, deciding on the life insurance policy that’s best for your needs can be a challenge. Our licensed professionals will provide you with a comprehensive needs analysis analyzing your needs, budget, and risk tolerance to determine the type of policy that’s right for you. Being in the insurance business since 1964, Richard S. Bernstein personally works to obtain the best underwriting offers for you with the best insurance carriers and will provide you with an array of options to meet your needs.
If you would like for one of our experienced life insurance advisors to examine your individual needs, offer our expert advice, and give you a quote, please fill out the box above to contact us today.
